Digital Financial Services

Digital Financial Services Built for Scale

One DFS hub for mobile money, agency banking, payments, and customer channels. Reach banked and unbanked populations from the same platform.

Your Customer-Facing Growth Engine

DFS consolidates mobile money, agent networks, and digital channels that were previously fragmented. Configure, launch, and scale financial services that meet customers where they are.

DFS Modules

End-to-End Digital Financial Services

Customer Onboarding

Digital and agent-assisted onboarding with biometric KYC, document capture, and profile management for banked and unbanked customers.

Biometric KYCDigital signupAgent-assisted

DFS Configuration & Settings

Configure products, channels, limits, and business rules across mobile, USSD, and agent touchpoints from a single control plane.

Product configChannel rulesLimits

Tariffs & Pricing

Flexible fee structures, tariff schedules, and promotional pricing for wallets, transfers, and value-added services.

Fee schedulesPromotionsTiered pricing

P2P Transfers & Payments

Person-to-person transfers, wallet top-ups, and interoperable mobile money rails across domestic and partner networks.

P2PMobile MoneyWallets

Cash Services & Merchants

Cash-in and cash-out at agents and merchants, merchant payments, and retail acceptance for branchless financial services.

Cash-in/outMerchantsQR payments

Bills & Airtime

Bill payment, utility top-ups, and airtime purchase integrated into your DFS channels for everyday customer needs.

Bill payAirtimeUtilities

Agent Network Management

Onboard, monitor, and settle agent networks with float management, commissions, and offline-capable agency banking workflows.

Agency bankingFloat mgmtCommissions

Transactions & Analytics

Real-time transaction monitoring, DFS dashboards, and analytics for portfolio health, channel performance, and growth.

DashboardsMonitoringKPIs

Powered by a Unified Core

DFS runs on the same E-Core foundation as your core banking and ERP operations.

Explore Core Banking & ERP

See DFS in Action

Book a demo and explore how Digital Financial Services can expand your reach.